If you have funds saved up, you might be wondering if investing is the best option. With this, investing is the best way to build capital for savings targets, benefit from higher profit returns, and you will obtain purchase power that regular saving can't offer. Beyond that, you'll also be protected from negative interest rates.

Although, once you've decided to start investing, you'll quickly notice that there's a seemingly endless list of options, from cryptocurrencies and real estate to stocks and commodities and everything in between.

So, we've listed the most prominent investment trends of 2022 to help you decide how to invest your money this year.

Taking Advantage Of Inflation

Even though growth is predicted for the year, we should still anticipate higher inflation. The higher inflation rates are due to increased energy, food, and supply chain bottlenecks. Furthermore, labor costs are also rising as a result of skill shortages. All these impacts stem directly from the covid19 pandemic.

Although, this is not all bad for investors, who should search for investment opportunities linked to inflationary environments. So, active managed fixed-income portfolios are an excellent option, especially if your investment choices are linked to inflation. As inflation increases interest rates, you'll be raking in higher profits.

Sustainable Investments

The world is striving for global net-zero by 2050; unfortunately, there's no choice in the matter either. The world desperately needs to halt and work towards undoing the damages to the planet; otherwise, life on earth will, unfortunately, be a thing of the past.

As a result of this, investors are flocking to sustainable investment opportunities. Investing in planet destruction is fast becoming a thing of the past; oil and construction investments that damage the environment are quickly being ruled out.

With this, there are tons of sustainable investment opportunities. It's best to look for sustainable companies to invest in, such as Croda, Darling Ingredients, and others, or for sustainable stocks such as cannabis and others that uphold an eco-friendly charm.

Furthermore, while investing in sustainability, it's also worthwhile to adopt a green lifestyle. Not only will your new lifestyle habits consider the planet, but you will also save money in the process, which you can devote back to your investments. Some green lifestyle habits to adopt include investing in renewable home power, avoiding single-use plastics, starting a vegetable garden, and upgrading your home for energy efficiency.

Cryptocurrencies And Alternative Investments

Alternative investments like cryptocurrency are making waves among investors of all ages. While younger generations seem to prefer the alternative options, older generations also notice the available profits.

When investing in crypto, be sure to opt for a top-rated coin choice. You can buy SHIB in Canada, while Bitcoin, Litecoin, and Ethereum are excellent choices.

At the same time, other lucrative alternative investments include collecting wine, whiskey, and other valuable collectibles. Furthermore, cannabis investments, crowdfunding, peer-to-peer lending, art, and hedge fund investing also fall into this category.

That said, investing in crypto is also a popular option because you don't need a small fortune to get started; you can genuinely begin with a few dollars and build up your crypto wealth over time. Unlike options like real estate investing, crypto is accessible for just about everyone. What's more, despite the volatility risk, crypto remains an excellent choice for long-term investments. So, while you can make profits by trading crypto or holding coins over short periods, long-term investing also proves worthwhile.

The Rise Of Tech

It's genuinely no secret that we are in the middle of the fourth industrial revolution; tech is taking over just about everything, and we're welcoming innovation with open arms. As a result, another booming market that investors are flocking to disruptive technologies.

The pandemic hit most sectors pretty hard, and changes had to be made for survival to be attainable. During the initial lockdowns, sectors needed to focus on surviving rather than thriving.

Because of this, businesses ushered in tech solutions to overcome some pandemic impacts that hindered business functions. So, investing in tech is an excellent choice.

The Healthcare Industry And Covid19

The healthcare sector is one that has seen some of the most development and innovation due to the pandemic. While developing nations like South Africa will take longer to recover, immense innovation is still present.

Just some innovations here that are impressively prominent include things like virtual online consultations, online clinics, and wearable medical tech. Investing in these will likely bring about high returns for investors as these innovations set the pace for the near future.

Because there's no doubt that the healthcare sector will continue to develop at rapid rates, investing here is worthwhile.

Investing Tips For Beginners

While knowing the investment trends of 2022 will give you a more unambiguous indication of how you should start building your portfolio as a beginner, you must still practice caution. Investing always comes with relevant risks, and knowing the risks is crucial to overcoming them.

So, do thorough research when considering any investment opportunity. Find out all the details, what the potential returns are, and what investment terms are relevant.

It's also wise to develop an investing strategy, which dictates how much money you will devote to particular investments over time. Furthermore, you should start small, investing a little bit, to monitor how the funds perform. Once you are sure the funds are performing well, you can invest more significant amounts with less relevant risks.

Investing can be a bit overwhelming and complicated for beginners. However, with so many freely available resources and guides out there, it's also relatively easy to find your feet and navigate the world of investing. That said, it's critical to monitor your investments over time, even if they are doing well.

On the other hand, if you aren't too sure how to get started, you can also rely on investment professionals to guide you through every step of the journey. This is the best solution for individuals who don't have the time to choose and monitor investments.